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GWP in 2019
Basic Cover
Cover is operative 24 hours a day, is world-wide and is provided against accidental death (including accidental death whilst travelling) of the insured person as per the following benefits/Sum Insurance.
Conditions and Sub-limits apply Eligibility: Any person who normally resides in one of the GCC countries Age Limit: 65 years.
The Insurance cover is valid only
If the insured is a Citizen / Resident of the State of Kuwait
If the travel is by AIR.
If the insured journey is within the policy period.
If the journey is a round trip, originating from the State of Kuwait and ending in the State of Kuwait
If the Policy has been availed not less than 6 hours prior to the departure time.
What Are The Special Features of insurance policy
| SNo | Coverage | Limit |
| 1 | Personal Accident – Death/Permanent Total Disablement/Loss of one or both limb(s)/Loss of sight of one or both eye(s) | US $ 30,000 |
| 2 | Emergency Medical Expenses – • Reasonable Medical treatment and relevant expenses including ambulance charges. • Emergency Dental Care. • Additional Hotel and Repatriation expenses. • Travel and Hotel expenses of up to 2 persons to travel from the Insured person’s country of residence/domicile. • Funeral expenses and Cost of transporting the remains or ashes of the insured to his normal country of residence. Charter of an air ambulance or the use of air transport including qualified attendants for evacuation to the nearest medical facility or treatment. | US $ 1,000,000; Sub-limits; applicable |
| 3 | Cancellation and Curtailment – Loss upon cancellation of pre-booked travel and accommodation following the death/accident/illness of a close relative/person with whom the insured Person had arranged for temporary residence during the insured journey. | US $ 5,000 |
| 4 | Baggage and Personal Effects – Loss or damage during the insured journey. | US $ 5,000 |
| 5 | Delayed Baggage – Baggage lost in transit during the outward journey and not returned within 10 hrs. | US $ 5,000 |
| 6 | Loss of Money/Travelers Cheques/Passport. | US $ 1,000 |
| 7 | Travel Delay | US $ 50 Per Hour (Excess of 10 Hrs/ maximum 120 Hrs.) |
| 8 | Abandonment | US $ 750 |
| 9 | Missed Departure | US $ 2,500 |
| 10 | Personal Liability | US $ 1,000,000 |
| 11 | Hijack | US $ 200 |
| 12 | Catastrophe cover | US $ 750 |
| 13 | Sports, Leisure Activities and Winter Sports First Aid and/or Rescue (Optional). | US $ 20,000 |
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